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Do wewe have any tips for me to be good with my money when I start my job?

I am starting a job (Apprenticeship) soon and I want tips on how to not spend every penny I earn because I want to save for my future, so I don't stress when certain events happen.
 KezziRose1996 posted zaidi ya mwaka mmoja uliopita
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legend_of_roxas said:
wewe should come up with a plan and stick with it. Your plan will depend on whether wewe live with your parents, live on your own, au live with a roommate au roommates. Plan out on how much wewe need to spend on what. First figure out what wewe need to spend on food, bills, clothing, rent, and other expenses that wewe absolutely have to pay for. Then wewe have to figure out how much wewe can spend on entertainment like going out with your Marafiki to the sinema au other stuff wewe like to do. Don't spend too much money on stuff like that, because wewe should put as much money as wewe can into your savings. A good way to save money is to keep it in a bank, or, if wewe don't have a banking account au you're just zaidi traditional, wewe can put your saving money into a jar and lock the jar up somewhere.
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posted zaidi ya mwaka mmoja uliopita 
Riku114 said:
Step 1) Come up with a good plan to save your money
Step 2) Plan to spend only a small portion of your money wewe earn
Step 3) Think wewe are doing a good job
Step 4) KPop decides your plans were funny
Step 5) Spend all your money on merch, albums, and possible future concerts

Dont resist. Its futile.
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 Step 1) Come up with a good plan to save your money Step 2) Plan to spend only a small portion of your money wewe earn Step 3) Think wewe are doing a good job Step 4) KPop decides your plans were funny Step 5) Spend all your money on merch, albums, and possible future concerts Dont resist. Its futile.
posted zaidi ya mwaka mmoja uliopita 
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Okay okay okay
Riku114 posted zaidi ya mwaka mmoja uliopita
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And is only somethign wewe can do if wewe can beat KPop's ability to suck wewe dry of all your money :v XD
Riku114 posted zaidi ya mwaka mmoja uliopita
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Good luck with your money XD
Riku114 posted zaidi ya mwaka mmoja uliopita
MaxandMart said:
The best way to be good with your money is:
1. Record every penny coming in and out - if wewe have a bank account - make sure that wewe reconcile the statement each month. For the cash on hand have a good idea about how much wewe have.
2. I know when I start a job, I want to buy my lunches at the near kwa rest. / deli / etc. Try to avoid this - take a lunch with wewe - lunches out really add up.
3. If the work place is far away, try to team up with someone that has the same schedule as wewe do - save on transport.
4. Before wewe go to spend your money - make a orodha and try to stick to items on it - of course if there is something that wewe buy quite often and wewe see it is on sale - try to buy a little extra.
5. Take a small calculator with wewe when wewe duka - sometimes the larger sized items are cheaper per unit - but sometimes it may not be.
6. If wewe have credit (or debit) cards - try not to use them for every transaction. Check with the bank - certain accounts may have transaction fees - some may be unlimited, etc. As far as the credit card is concerned - make sure wewe pay it off each month.
7. If wewe have to work shifts - find out if there are shift premiums. If there are - then try to take the shifts with the highest rate - some places that may be the Sunday shift (if it is not against your religion).

These are just a few to start off with - good luck - I hope things work out well for you.
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