In case wewe don't have Photoshop, wewe can download it link

Now that wewe have Photoshop, we can get started.
First wewe need to click File--->New---> width 800, height 100 pixels. Then wewe click Ok and wewe have a background.

Now wewe click File--->Open and wewe select a picha wewe want to open. Then wewe crop and resize it. I usually choose 110 au 120 height. Now right click on little window and songesha to new window. Now your image is in new window and wewe need to drag it to your banner. Then wewe use a little arrow from the panel on the left and songesha your image where wewe want it.

You do...

PNG is a strategically cropped layer. wewe can use it for your icons, banners, bila mpangilio shabiki art... wewe can make your own PNG au download one.
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You drag PNG files same way wewe do with link

Here are some PNGs, all from Deviantart:
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I didn't test all of these so sorry if some are not very good.

Basically, PSD is a coloring. There are many amazing PSDs out there, which is great for people like me who are not good at coloring their stuff.
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I'm sure that a video tutorial is much better than anything l could write here.
Here are some PSDs l like, all from Deviantart:
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